Calculate your pension: choose your situation

• What will I get net?You are retired or about to retire. See what remains of your pension and AOW, per month and per year.Work it out
• Will I have enough later?You are employed. See how much you will keep later of what you earn net now.Work it out
• How much should I set aside?You are self-employed or a DGA. See what you will have later if you do nothing, what you can pay in this year and what it costs you.Work it out
• Can I stop earlier?You want to stop before your AOW age. See what you would keep and how much you have to bridge yourself.Work it out

How accurate are the calculators?

The calculators follow the official calculation rules and have been tested against them:

• the monthly wage tax follows the Tax Administration's calculation rules and has been compared with all 2,465 rows of the 2026 monthly table for pensions and benefits (19,720 amounts), without any difference;
• the net AOW matches the SVB amounts from 1 July 2026 to the cent;
• the annual calculation uses the 2026 rates, the general tax credit, the employment tax credit and the tax credits for the elderly;
• the annual allowance follows the Tax Administration's formula and amounts for 2026.

What the calculators do not know are your deductions, your assets, your partner's income and the choices in your own pension scheme. So the result is a good start, and not personal advice.

Frequently asked questions