For employers, HR and works councils

Pensions done right. For your business and your people.

Independent pension advice from Aukje Lonhard: setting up a scheme, adapting it to the Future Pensions Act or explaining to your employees how it works. In plain language, with more than 30 years of experience.

Aukje Lonhard, pension adviser, in her office
Aukje LonhardA pension adviser for more than 30 years, Wft-certified (Dutch Financial Supervision Act)

Employers who have placed their trust in Pensioenhart

GroupM
GroupM
Swapfiets
Swapfiets
Luminis
Luminis
IPG Mediabrands
IPG Mediabrands
Zelus
Zelus
YoungCapital
YoungCapital
Superunion
Superunion
ABO Makelaars
ABO Makelaars
Sunshine & Sausages
Sunshine & Sausages
Hotel L'Amour
Hotel L'Amour
Services

What can Pensioenhart do for your organisation?

From the initial assessment to managing the scheme. You decide how much you outsource.

01

Setting up a pension scheme

For employers without a scheme. Including a bpf check, market comparison and selection of the pension provider.

Pension advice for employers
02

Transition to the Future Pensions Act

From analysis and compensation to works council consent and communication. Before 1 January 2028.

Wtp guidance
03

Informing employees

Presentations, leaflets and one-to-one meetings, so the scheme comes alive as an employment benefit.

Pension communication
04

Works council guidance and second opinion

The works council has the right of consent. Aukje helps assess the proposal, independently of the employer.

For the works council
05

Interim support

Temporary in-house pension expertise, by the hour or by project. Also for advisory firms.

Interim support
06

DGA and financial planning

Pension accrual for the director-major shareholder (DGA) and insight into your financial situation later in life, for employees and private individuals.

Financial planning
Future Pensions Act

Every employer must transition before 2028. Those who start early have more options.

The Wtp requires every scheme to become a defined contribution scheme with an age-independent contribution. That affects your budget, your employment conditions and your works council process. Aukje guided Luminis and Zelus, among others, through this transition.

Request a Wtp transition plan
Final transition date 1 Jan 2028

Insurers and premium pension institutions (PPIs) need months for implementation. Allow six to twelve months, including works council consent.

Testimonials

What employers say about working with Aukje

In a short space of time and with great expertise, Aukje guided us through the transition to a pension scheme that complies with the new Future Pensions Act.
Joost van der VorstDirector of Finance, Luminis (2025)
For more than 20 years she was associated with GroupM and its roughly 1,500 employees. Pensions are often seen as dull material, but with Aukje's passion the subject comes to life.
Antal PosthumusLead Payroll & HR Operations, GroupM (2023)
For more than 10 years we had the great pleasure of drawing on Aukje's knowledge, skill and expertise. Without hesitation, I would recommend her services to any other company.
Olaf BalCFO Benelux, Mediabrands (2023)
We wanted to set up a pension scheme within a very short time. The support was fantastic: from the first contact through to implementation. Aukje combines empathy with in-depth knowledge.
Anne Marie AusemsEMEA People Partner, Zelus (2026)
I couldn't wish for a better partner than Aukje to show the way through the complex and ever-changing pension landscape.
Marc de VriesCEO Swapfiets (2022)
Following a merger of three foundations, we had to harmonise all terms of employment. She came, saw and conquered, from the perspective of the board as well as the employees.
T
Ton SchoonderbeekManaging Director Nationaal Media Onderzoek (2024)
When we were still searching for the right shape for our pension policy, she got us started with an employee survey. Thanks to Aukje we now have a well-considered pension policy.
E
Eveline BeurskensFlux Partners (2025)
As an adviser, Aukje has proved to be a steady anchor, with a highly proactive attitude when it comes to changes in pension legislation.
Jan UitendaalFinance Director Superunion (2023)
Aukje explained everything in plain language, which made thinking about your pension actually enjoyable.
Niels StreckfussPartner Sunshine & Sausages (2023)

Read all testimonials →

Aukje Lonhard, pension adviser
About Aukje Lonhard

More than 30 years of pension advice, with a heart for the people behind the scheme

I have been giving pension advice with great passion for more than 30 years. This is without doubt the finest profession there is. That is why I advise independently from my own firm, Pensioenhart: employers, works council members, director-major shareholders (DGAs) and anyone who wants more insight into their own financial future.

My mission: that you and your employees can look forward to your retirement date with peace of mind. I explain the subject in plain language and remain available, also after implementation.

Aukje Lonhard

Request a free consultationMore about Aukje