Setting up a pension scheme
For employers without a scheme. Including a bpf check, market comparison and selection of the pension provider.
Pension advice for employersIndependent pension advice from Aukje Lonhard: setting up a scheme, adapting it to the Future Pensions Act or explaining to your employees how it works. In plain language, with more than 30 years of experience.

Employers who have placed their trust in Pensioenhart










From the initial assessment to managing the scheme. You decide how much you outsource.
For employers without a scheme. Including a bpf check, market comparison and selection of the pension provider.
Pension advice for employersFrom analysis and compensation to works council consent and communication. Before 1 January 2028.
Wtp guidancePresentations, leaflets and one-to-one meetings, so the scheme comes alive as an employment benefit.
Pension communicationThe works council has the right of consent. Aukje helps assess the proposal, independently of the employer.
For the works councilTemporary in-house pension expertise, by the hour or by project. Also for advisory firms.
Interim supportPension accrual for the director-major shareholder (DGA) and insight into your financial situation later in life, for employees and private individuals.
Financial planningThe Wtp requires every scheme to become a defined contribution scheme with an age-independent contribution. That affects your budget, your employment conditions and your works council process. Aukje guided Luminis and Zelus, among others, through this transition.
Request a Wtp transition planInsurers and premium pension institutions (PPIs) need months for implementation. Allow six to twelve months, including works council consent.
I have been giving pension advice with great passion for more than 30 years. This is without doubt the finest profession there is. That is why I advise independently from my own firm, Pensioenhart: employers, works council members, director-major shareholders (DGAs) and anyone who wants more insight into their own financial future.
My mission: that you and your employees can look forward to your retirement date with peace of mind. I explain the subject in plain language and remain available, also after implementation.
Aukje Lonhard